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More Loans. Less Guesswork. Meet your new real estate growth engine.
For decades, the credit score has been the single biggest innovation in lending — reshaping how banks, credit unions, and fintechs evaluate risk and approve loans. Today, we’re entering the next era.
Property Intelligence is the biggest breakthrough in real estate lending since the credit score.
Traditionally, property data has only been available after someone applies for a loan. That means lenders are stuck waiting until underwriting to understand home values, equity positions, or mortgage details - long after someone has already decided where to apply.
Chimney's Property Intelligence changes everything. For the first time, financial institutions can access a comprehensive, up to date, accurate property dataset that covers 98% of U.S. homes - long before an application is submitted.
This means your institution can:
The result: lenders move from being reactive to truly predictive - engaging members at the right moment, with the right product, before competitors ever get the chance.
Homeownership is the largest source of wealth in America and real estate loans are core to every financial institution’s balance sheet. But today, winning and keeping those loans has never been harder.
Property Intelligence solves the three biggest barriers to lending growth:
The payoff is simple: 1 in 500 people engaged through Property Intelligence fund a loan. That translates into millions added to your balance sheet every single month.
Property Intelligence combines public records, mortgage data, and behavioral signals into a complete lending profile. With 98% coverage of U.S. homes, refreshed monthly, and built-in confidence scoring, this is the most comprehensive property intelligence platform available to financial institutions.
Here’s how it works:
Unify All Teams with a comprehensive and flexible property data layer.
Branch, Call Center, Loan Officers, Sales, Marketing, BI....everyone access a complete picture of every borrower. No silos. No guesswork. Just one source of property data across your institution.
Append Property Intelligence to your existing data.
From CRM to core systems, instantly enrich every record with home values, equity %, mortgage details, and more.
Identify Competitive Loans, terms, and rates.
Spot exactly who holds your member’s mortgage today, their rate, and their term -and focus your conquest campaigns with confidence.
Build Precise Segments in seconds.
Filter for equity-rich homeowners, refi-ready members, or likely sellers. No more mass blasts - every campaign is targeted and effective.
Refi, Equity, and Sell Likelihood scores.
Go beyond filters. Predictive scores show you who’s most likely to refinance, tap equity, or sell their home —-before they even ask.
Tie insights directly to HELOCs, HELOANs, Refis, and Mortgages.
Property Intelligence doesn’t just show you opportunities - it maps them directly to your lending strategy.
Engage members at the perfect moment.
When equity milestones are hit, when rates drop, when new listings appear - Property Intelligence fires campaigns instantly across email, SMS, and push.
With Property Intelligence, your teams get more than data - they get the gift of time.
Chimney will be demoing Property Intelligence live on stage at Finovate, where cofounder Chase Neinken will showcase how the platform powers the modern growth engine for real estate lending.
To celebrate the launch, we’re offering a free property data analysis of up to 500 addresses so you can see the power of Property Intelligence firsthand.